2021 XPF to PKR Historical Review

YEARLY HIGH

1.7018 PKR

YEARLY LOW

1.5001 PKR

YEARLY AVERAGE

1.6137 PKR

2021 XPF to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XPF to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on October 26, valuing the pair at 1.7018. Conversely, the yearly low was recorded on March 31, dropping to 1.5001.

This high-to-low spread represents a total annual volatility of 0.2018 PKR. From a start-to-finish perspective, comparing the January average rate of 1.6374 to the December average rate of 1.6821, the exchange rate registered a net change of 2.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.7018 was up 1.14% compared to the 2020 peak of 1.6827, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 8,509 PKR

2020 Average 7,747 PKR

Yearly Trough Low 7,500 PKR

Transaction Impact: A difference of 1,008.76 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.6968

1.5207

JanuMarcMayJulySeptNove

XPF to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5804, compared to 1.6470 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0666 points.

H1 Avg (Jan–Jun) 1.5804

H2 Avg (Jul–Dec) 1.6470

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0981 PKR (High: 1.5981 / Low: 1.5001). On the other end, February was the most stable month, with a tight range of 0.0253 PKR (High: 1.6236 / Low: 1.5983).

March Spread (Volatile) ±0.0981

February Spread (Stable) ±0.0253

Growth Streaks & Declines

Trends

Between April and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0584 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0584

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 1.6710) against the same month in 2020 (average: 1.6059), the exchange rate shifted by +0.0651 (+4.05%).

2021 Avg (October) 1.6710

2020 Avg (October) 1.6059

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.6587	1.6216	1.6374
February	1.6236	1.5983	1.6154
March	1.5981	1.5001	1.5569
April	1.5638	1.5068	1.5354
May	1.5864	1.5383	1.5602
June	1.5901	1.5593	1.5774
July	1.6171	1.5605	1.5858
August	1.6502	1.6072	1.6249
September	1.6800	1.6503	1.6618
October	1.7018	1.6530	1.6710
November	1.6851	1.6438	1.6567
December	1.6990	1.6628	1.6821