YEARLY HIGH
135.5536 CDF
YEARLY LOW
88.7562 CDF
YEARLY AVERAGE
113.0239 CDF

2020 ZAR to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ZAR to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 135.5536. Conversely, the yearly low was recorded on April 5, dropping to 88.7562.

This high-to-low spread represents a total annual volatility of 46.7973 CDF. From a start-to-finish perspective, comparing the January average rate of 117.0906 to the December average rate of 131.5118, the exchange rate registered a net change of 12.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 135.5536 was up 9.73% compared to the 2019 peak of 123.5376, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 6,777,678 CDF
2019 Average 5,724,290 CDF
Yearly Trough Low 4,437,812 CDF
Transaction Impact: A difference of 2,339,866.45 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

135.4337
88.3700
JanuMarcMayJulySeptNove

ZAR to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 105.3121, compared to 120.7357 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 15.4236 points.

H1 Avg (Jan–Jun) 105.3121
H2 Avg (Jul–Dec) 120.7357

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 37.8814 CDF (High: 135.5536 / Low: 97.6722). On the other end, February was the most stable month, with a tight range of 6.1520 CDF (High: 114.3878 / Low: 108.2357).

December Spread (Volatile) ±37.8814
February Spread (Stable) ±6.1520

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 10.0558 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -10.0558

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 131.5118) against the same month in 2019 (average: 116.6490), the exchange rate shifted by +14.8627 (+12.74%).

2020 Avg (December) 131.5118
2019 Avg (December) 116.6490

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 120.5721 112.2986 117.0906
February 114.3878 108.2357 112.3111
March 111.2750 94.9952 102.3479
April 95.1694 88.7562 92.2920
May 105.0207 91.5418 98.4704
June 111.8923 105.0306 109.3607
July 119.8570 112.3164 116.0728
August 118.2179 111.2970 114.0504
September 121.4784 114.5005 117.4040
October 121.0481 109.6135 118.6577
November 130.0293 120.5717 126.7175
December 135.5536 97.6722 131.5118