YEARLY HIGH
167.3857 CDF
YEARLY LOW
140.8951 CDF
YEARLY AVERAGE
153.7362 CDF

2024 ZAR to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the ZAR to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 27, valuing the pair at 167.3857. Conversely, the yearly low was recorded on January 20, dropping to 140.8951.

This high-to-low spread represents a total annual volatility of 26.4906 CDF. From a start-to-finish perspective, comparing the January average rate of 145.1750 to the December average rate of 156.5216, the exchange rate registered a net change of 7.82% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 167.3857 was up 9.45% compared to the 2023 peak of 152.9361, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 8,369,284 CDF
2023 Average 6,328,782 CDF
Yearly Trough Low 7,044,755 CDF
Transaction Impact: A difference of 1,324,529.18 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

164.2586
143.1592
JanuMarcMayJulySeptNove

ZAR to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 148.4688, compared to 159.0036 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 10.5348 points.

H1 Avg (Jan–Jun) 148.4688
H2 Avg (Jul–Dec) 159.0036

Volatility Range Comparison

Volatility

The most volatile month in 2024 was December, with a trading range of 11.4370 CDF (High: 162.1194 / Low: 150.6825). On the other end, March was the most stable month, with a tight range of 4.4739 CDF (High: 149.4256 / Low: 144.9516).

December Spread (Volatile) ±11.4370
March Spread (Stable) ±4.4739

Growth Streaks & Declines

Trends

Between February and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 3.1834 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -3.1834

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2024: 161.9289) against the same month in 2023 (average: 130.9582), the exchange rate shifted by +30.9707 (+23.65%).

2024 Avg (September) 161.9289
2023 Avg (September) 130.9582

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 149.9316 140.8951 145.1750
February 147.7313 143.1579 144.9175
March 149.4256 144.9516 147.1297
April 151.0248 143.8953 147.8316
May 155.1919 149.8049 151.8573
June 158.6510 148.4714 153.9015
July 159.7134 152.7464 156.0175
August 161.3702 153.0155 157.7361
September 167.3857 158.3115 161.9289
October 164.5646 159.9140 162.5003
November 165.3695 156.7556 159.3169
December 162.1194 150.6825 156.5216