2026 ZAR to CDF Historical Review

YEARLY HIGH

146.0225 CDF

YEARLY LOW

132.1759 CDF

YEARLY AVERAGE

139.1479 CDF

2026 ZAR to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the ZAR to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 28, valuing the pair at 146.0225. Conversely, the yearly low was recorded on January 21, dropping to 132.1759.

This high-to-low spread represents a total annual volatility of 13.8466 CDF. From a start-to-finish perspective, comparing the January average rate of 138.6959 to the December average rate of 140.2496, the exchange rate registered a net change of 1.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 146.0225 was down 12.18% compared to the 2025 peak of 166.2729, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 7,301,123 CDF

2025 Average 7,610,767 CDF

Yearly Trough Low 6,608,793 CDF

Transaction Impact: A difference of 692,330.75 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

141.3165

135.0672

JanuFebrMarcApriMayJune

ZAR to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 139.1479, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 139.1479 points.

H1 Avg (Jan–Jun) 139.1479

H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 13.8466 CDF (High: 146.0225 / Low: 132.1759). On the other end, May was the most stable month, with a tight range of 2.5126 CDF (High: 141.1016 / Low: 138.5890).

January Spread (Volatile) ±13.8466

May Spread (Stable) ±2.5126

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 5.2077 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -5.2077

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 138.6959) against the same month in 2025 (average: 152.3217), the exchange rate shifted by -13.6258 (-8.95%).

2026 Avg (January) 138.6959

2025 Avg (January) 152.3217

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	146.0225	132.1759	138.6959
February	144.7904	133.5942	140.7957
March	139.3505	133.0810	135.5880
April	142.6501	135.8050	139.8330
May	141.1016	138.5890	139.7251
June	141.4965	138.8201	140.2496