YEARLY HIGH
166.2729 CDF
YEARLY LOW
123.7121 CDF
YEARLY AVERAGE
152.2307 CDF

2025 ZAR to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the ZAR to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 14, valuing the pair at 166.2729. Conversely, the yearly low was recorded on November 6, dropping to 123.7121.

This high-to-low spread represents a total annual volatility of 42.5608 CDF. From a start-to-finish perspective, comparing the January average rate of 152.3217 to the December average rate of 134.1941, the exchange rate registered a net change of -11.90% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 166.2729 was down 0.66% compared to the 2024 peak of 167.3857, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 8,313,646 CDF
2024 Average 7,688,120 CDF
Yearly Trough Low 6,185,605 CDF
Transaction Impact: A difference of 2,128,041.23 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

166.9317
125.2261
JanuMarcMayJulySeptNove

ZAR to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 156.5089, compared to 147.9525 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 8.5564 points.

H1 Avg (Jan–Jun) 156.5089
H2 Avg (Jul–Dec) 147.9525

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 27.8374 CDF (High: 152.5067 / Low: 124.6693). On the other end, June was the most stable month, with a tight range of 4.0137 CDF (High: 164.0815 / Low: 160.0678).

October Spread (Volatile) ±27.8374
June Spread (Stable) ±4.0137

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 27.4580 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -27.4580

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 162.8278) against the same month in 2024 (average: 161.9289), the exchange rate shifted by +0.8989 (+0.56%).

2025 Avg (September) 162.8278
2024 Avg (September) 161.9289

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 155.1392 149.0077 152.3217
February 156.3204 150.9997 154.8909
March 158.6117 153.5743 156.7119
April 157.4407 147.0935 153.0706
May 163.3145 156.8424 160.0989
June 164.0815 160.0678 161.9597
July 165.4658 159.1689 163.1658
August 165.8159 159.4881 163.4562
September 166.2729 152.2723 162.8278
October 152.5067 124.6693 135.3698
November 132.9583 123.7121 128.7015
December 137.8536 130.4237 134.1941