2014 ZAR to NAD Historical Review

YEARLY HIGH

1.0084 NAD

YEARLY LOW

0.9934 NAD

YEARLY AVERAGE

1.0003 NAD

2014 ZAR to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the ZAR to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 2, valuing the pair at 1.0084. Conversely, the yearly low was recorded on November 2, dropping to 0.9934.

This high-to-low spread represents a total annual volatility of 0.0149 NAD. From a start-to-finish perspective, comparing the January average rate of 1.0006 to the December average rate of 1.0002, the exchange rate registered a net change of -0.04% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.0084 was down 0.39% compared to the 2013 peak of 1.0124, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 50,419 NAD

2013 Average 49,996 NAD

Yearly Trough Low 49,672 NAD

Transaction Impact: A difference of 747.12 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.0012

0.9994

JanuMarcMayJulySeptNove

ZAR to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0004, compared to 1.0001 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 1.0004

H2 Avg (Jul–Dec) 1.0001

Volatility Range Comparison

Volatility

The most volatile month in 2014 was February, with a trading range of 0.0141 NAD (High: 1.0084 / Low: 0.9943). On the other end, July was the most stable month, with a tight range of 0.0044 NAD (High: 1.0021 / Low: 0.9977).

February Spread (Volatile) ±0.0141

July Spread (Stable) ±0.0044

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0015 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0015

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2014: 1.0011) against the same month in 2013 (average: 1.0013), the exchange rate shifted by -0.0002 (-0.02%).

2014 Avg (February) 1.0011

2013 Avg (February) 1.0013

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0071	0.9949	1.0006
February	1.0084	0.9943	1.0011
March	1.0041	0.9944	0.9996
April	1.0031	0.9965	1.0003
May	1.0029	0.9964	1.0006
June	1.0040	0.9973	1.0002
July	1.0021	0.9977	1.0002
August	1.0024	0.9977	1.0003
September	1.0026	0.9951	0.9997
October	1.0053	0.9941	1.0006
November	1.0061	0.9934	0.9998
December	1.0025	0.9981	1.0002