2022 ZAR to NAD Historical Review

YEARLY HIGH

1.0677 NAD

YEARLY LOW

0.9239 NAD

YEARLY AVERAGE

0.9962 NAD

2022 ZAR to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the ZAR to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 20, valuing the pair at 1.0677. Conversely, the yearly low was recorded on July 20, dropping to 0.9239.

This high-to-low spread represents a total annual volatility of 0.1437 NAD. From a start-to-finish perspective, comparing the January average rate of 1.0001 to the December average rate of 0.9973, the exchange rate registered a net change of -0.28% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 1.0677 was up 1.55% compared to the 2021 peak of 1.0514, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 53,385 NAD

2021 Average 50,003 NAD

Yearly Trough Low 46,197 NAD

Transaction Impact: A difference of 7,187.45 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1.0086

0.9518

JanuMarcMayJulySeptNove

ZAR to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0000, compared to 0.9924 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0076 points.

H1 Avg (Jan–Jun) 1.0000

H2 Avg (Jul–Dec) 0.9924

Volatility Range Comparison

Volatility

The most volatile month in 2022 was July, with a trading range of 0.0963 NAD (High: 1.0203 / Low: 0.9239). On the other end, January was the most stable month, with a tight range of 0.0241 NAD (High: 1.0149 / Low: 0.9908).

July Spread (Volatile) ±0.0963

January Spread (Stable) ±0.0241

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0405 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0405

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2022: 1.0037) against the same month in 2021 (average: 0.9997), the exchange rate shifted by +0.0040 (+0.40%).

2022 Avg (March) 1.0037

2021 Avg (March) 0.9997

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0149	0.9908	1.0001
February	1.0114	0.9845	1.0000
March	1.0677	0.9903	1.0037
April	1.0124	0.9322	0.9973
May	1.0193	0.9947	1.0018
June	1.0208	0.9706	0.9970
July	1.0203	0.9239	0.9565
August	1.0243	0.9834	0.9995
September	1.0072	0.9780	0.9977
October	1.0162	0.9878	0.9992
November	1.0164	0.9883	1.0039
December	1.0192	0.9650	0.9973