2020 ZAR to NAD Historical Review

YEARLY HIGH

1.0905 NAD

YEARLY LOW

0.9679 NAD

YEARLY AVERAGE

1.0007 NAD

2020 ZAR to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ZAR to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 5, valuing the pair at 1.0905. Conversely, the yearly low was recorded on June 11, dropping to 0.9679.

This high-to-low spread represents a total annual volatility of 0.1225 NAD. From a start-to-finish perspective, comparing the January average rate of 0.9966 to the December average rate of 1.0004, the exchange rate registered a net change of 0.38% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.0905 was down 57.35% compared to the 2019 peak of 2.5568, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 54,523 NAD

2019 Average 50,198 NAD

Yearly Trough Low 48,396 NAD

Transaction Impact: A difference of 6,127.30 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.0129

0.9930

JanuMarcMayJulySeptNove

ZAR to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9974, compared to 1.0040 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0066 points.

H1 Avg (Jan–Jun) 0.9974

H2 Avg (Jul–Dec) 1.0040

Volatility Range Comparison

Volatility

The most volatile month in 2020 was October, with a trading range of 0.1038 NAD (High: 1.0905 / Low: 0.9866). On the other end, December was the most stable month, with a tight range of 0.0232 NAD (High: 1.0110 / Low: 0.9879).

October Spread (Volatile) ±0.1038

December Spread (Stable) ±0.0232

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0096 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0096

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 1.0113) against the same month in 2019 (average: 1.0007), the exchange rate shifted by +0.0105 (+1.05%).

2020 Avg (October) 1.0113

2019 Avg (October) 1.0007

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0074	0.9799	0.9966
February	1.0073	0.9776	0.9947
March	1.0128	0.9701	0.9960
April	1.0328	0.9715	0.9964
May	1.0361	0.9800	1.0012
June	1.0125	0.9679	0.9998
July	1.0186	0.9702	0.9988
August	1.0469	0.9702	1.0073
September	1.0432	0.9812	1.0047
October	1.0905	0.9866	1.0113
November	1.0217	0.9821	1.0017
December	1.0110	0.9879	1.0004