2015 ZAR to NAD Historical Review

YEARLY HIGH

1.0144 NAD

YEARLY LOW

0.9927 NAD

YEARLY AVERAGE

1.0000 NAD

2015 ZAR to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the ZAR to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 14, valuing the pair at 1.0144. Conversely, the yearly low was recorded on December 3, dropping to 0.9927.

This high-to-low spread represents a total annual volatility of 0.0217 NAD. From a start-to-finish perspective, comparing the January average rate of 1.0004 to the December average rate of 0.9998, the exchange rate registered a net change of -0.06% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.0144 was up 0.59% compared to the 2014 peak of 1.0084, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 50,718 NAD

2014 Average 50,012 NAD

Yearly Trough Low 49,633 NAD

Transaction Impact: A difference of 1,084.67 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.0005

0.9996

JanuMarcMayJulySeptNove

ZAR to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0002, compared to 0.9998 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 1.0002

H2 Avg (Jul–Dec) 0.9998

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.0217 NAD (High: 1.0144 / Low: 0.9927). On the other end, October was the most stable month, with a tight range of 0.0021 NAD (High: 1.0010 / Low: 0.9989).

December Spread (Volatile) ±0.0217

October Spread (Stable) ±0.0021

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0004 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 0.9998) against the same month in 2014 (average: 1.0002), the exchange rate shifted by -0.0004 (-0.04%).

2015 Avg (December) 0.9998

2014 Avg (December) 1.0002

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0062	0.9980	1.0004
February	1.0034	0.9987	1.0002
March	1.0041	0.9978	1.0001
April	1.0060	0.9993	1.0004
May	1.0015	0.9991	1.0000
June	1.0018	0.9960	1.0000
July	1.0014	0.9973	0.9998
August	1.0009	0.9983	0.9997
September	1.0016	0.9957	0.9998
October	1.0010	0.9989	1.0000
November	1.0020	0.9969	0.9999
December	1.0144	0.9927	0.9998