YEARLY HIGH
11.1110 PKR
YEARLY LOW
8.3701 PKR
YEARLY AVERAGE
9.8734 PKR

2020 ZAR to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ZAR to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 11.1110. Conversely, the yearly low was recorded on April 23, dropping to 8.3701.

This high-to-low spread represents a total annual volatility of 2.7409 PKR. From a start-to-finish perspective, comparing the January average rate of 10.7423 to the December average rate of 10.7815, the exchange rate registered a net change of 0.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 11.1110 was down 4.46% compared to the 2019 peak of 11.6299, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 555,552 PKR
2019 Average 519,737 PKR
Yearly Trough Low 418,507 PKR
Transaction Impact: A difference of 137,044.87 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

10.9759
8.6425
JanuMarcMayJulySeptNove

ZAR to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.6423, compared to 10.1045 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4623 points.

H1 Avg (Jan–Jun) 9.6423
H2 Avg (Jul–Dec) 10.1045

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.2236 PKR (High: 10.1074 / Low: 8.8839). On the other end, October was the most stable month, with a tight range of 0.2128 PKR (High: 10.0024 / Low: 9.7896).

March Spread (Volatile) ±1.2236
October Spread (Stable) ±0.2128

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.7578 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.7578

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 10.7423) against the same month in 2019 (average: 10.0846), the exchange rate shifted by +0.6577 (+6.52%).

2020 Avg (January) 10.7423
2019 Avg (January) 10.0846

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 11.1110 10.2920 10.7423
February 10.4623 9.8472 10.2572
March 10.1074 8.8839 9.4994
April 9.2838 8.3701 8.8437
May 9.2698 8.4441 8.8370
June 9.9546 9.3769 9.6739
July 10.2429 9.7279 9.9745
August 10.0999 9.5194 9.7641
September 10.2851 9.6742 9.9304
October 10.0024 9.7896 9.9078
November 10.5309 9.8574 10.2689
December 11.0163 10.4660 10.7815