2022 ZAR to PKR Historical Review

YEARLY HIGH

14.4653 PKR

YEARLY LOW

11.0169 PKR

YEARLY AVERAGE

12.4742 PKR

2022 ZAR to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the ZAR to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 28, valuing the pair at 14.4653. Conversely, the yearly low was recorded on January 4, dropping to 11.0169.

This high-to-low spread represents a total annual volatility of 3.4484 PKR. From a start-to-finish perspective, comparing the January average rate of 11.3916 to the December average rate of 13.0292, the exchange rate registered a net change of 14.38% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 14.4653 was up 20.23% compared to the 2021 peak of 12.0310, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 723,267 PKR

2021 Average 550,936 PKR

Yearly Trough Low 550,847 PKR

Transaction Impact: A difference of 172,420.17 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

13.3954

11.2095

JanuMarcMayJulySeptNove

ZAR to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.0699, compared to 12.8784 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.8086 points.

H1 Avg (Jan–Jun) 12.0699

H2 Avg (Jul–Dec) 12.8784

Volatility Range Comparison

Volatility

The most volatile month in 2022 was July, with a trading range of 2.3008 PKR (High: 14.4653 / Low: 12.1645). On the other end, February was the most stable month, with a tight range of 0.4698 PKR (High: 11.7303 / Low: 11.2605).

July Spread (Volatile) ±2.3008

February Spread (Stable) ±0.4698

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.9052 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.9052

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2022: 12.9585) against the same month in 2021 (average: 11.0301), the exchange rate shifted by +1.9283 (+17.48%).

2022 Avg (July) 12.9585

2021 Avg (July) 11.0301

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.6844	11.0169	11.3916
February	11.7303	11.2605	11.5302
March	12.5935	11.5352	12.0376
April	12.7135	11.6110	12.3056
May	12.8948	11.5206	12.2152
June	13.3075	12.5199	12.9390
July	14.4653	12.1645	12.9585
August	14.4462	12.6371	13.2133
September	13.6078	12.5766	13.1095
October	12.8595	11.8869	12.2043
November	13.2031	12.0339	12.7558
December	13.3798	12.7252	13.0292