YEARLY HIGH
16.9125 PKR
YEARLY LOW
14.2026 PKR
YEARLY AVERAGE
15.7637 PKR

2025 ZAR to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the ZAR to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 16.9125. Conversely, the yearly low was recorded on April 8, dropping to 14.2026.

This high-to-low spread represents a total annual volatility of 2.7099 PKR. From a start-to-finish perspective, comparing the January average rate of 14.8812 to the December average rate of 16.6764, the exchange rate registered a net change of 12.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 16.9125 was up 4.19% compared to the 2024 peak of 16.2330, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 845,626 PKR
2024 Average 760,059 PKR
Yearly Trough Low 710,132 PKR
Transaction Impact: A difference of 135,494.04 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

16.8615
14.6397
JanuMarcMayJulySeptNove

ZAR to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.2614, compared to 16.2661 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.0048 points.

H1 Avg (Jan–Jun) 15.2614
H2 Avg (Jul–Dec) 16.2661

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 1.0360 PKR (High: 15.9951 / Low: 14.9591). On the other end, October was the most stable month, with a tight range of 0.3708 PKR (High: 16.4800 / Low: 16.1092).

March Spread (Volatile) ±1.0360
October Spread (Stable) ±0.3708

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.5029 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.5029

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 16.6764) against the same month in 2024 (average: 15.2497), the exchange rate shifted by +1.4267 (+9.36%).

2025 Avg (December) 16.6764
2024 Avg (December) 15.2497

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 15.1291 14.5731 14.8812
February 15.2433 14.8504 15.1141
March 15.9951 14.9591 15.3277
April 15.1856 14.2026 14.8248
May 15.8560 15.1921 15.5694
June 16.0516 15.6731 15.8510
July 16.2719 15.5650 16.0012
August 16.2521 15.5413 15.9858
September 16.3995 15.9839 16.2316
October 16.4800 16.1092 16.3281
November 16.5441 16.1448 16.3737
December 16.9125 16.4486 16.6764