YEARLY HIGH
17.7796 PKR
YEARLY LOW
16.2036 PKR
YEARLY AVERAGE
16.9677 PKR

2026 ZAR to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the ZAR to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 28, valuing the pair at 17.7796. Conversely, the yearly low was recorded on March 29, dropping to 16.2036.

This high-to-low spread represents a total annual volatility of 1.5760 PKR. From a start-to-finish perspective, comparing the January average rate of 17.1762 to the December average rate of 16.7550, the exchange rate registered a net change of -2.45% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 17.7796 was up 5.13% compared to the 2025 peak of 16.9125, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 888,981 PKR
2025 Average 788,423 PKR
Yearly Trough Low 810,181 PKR
Transaction Impact: A difference of 78,800.12 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

17.5360
16.5755
JanuMarcMayJuly

ZAR to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 17.0166, compared to 16.8210 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1955 points.

H1 Avg (Jan–Jun) 17.0166
H2 Avg (Jul–Dec) 16.8210

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 1.1831 PKR (High: 17.3867 / Low: 16.2036). On the other end, August was the most stable month, with a tight range of 0.0753 PKR (High: 16.7981 / Low: 16.7229).

March Spread (Volatile) ±1.1831
August Spread (Stable) ±0.0753

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.8004 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.8004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 17.1762) against the same month in 2025 (average: 14.8812), the exchange rate shifted by +2.2950 (+15.42%).

2026 Avg (January) 17.1762
2025 Avg (January) 14.8812

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 17.7796 16.9163 17.1762
February 17.6040 17.1829 17.4560
March 17.3867 16.2036 16.6556
April 17.1179 16.3936 16.8474
May 17.1620 16.6818 17.0299
June 17.1958 16.3960 16.9344
July 17.1398 16.5056 16.8871
August 16.7981 16.7229 16.7550