2013 ALL to GHS Historical Review

YEARLY HIGH

0.0233 GHS

YEARLY LOW

0.0177 GHS

YEARLY AVERAGE

0.0196 GHS

2013 ALL to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the ALL to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.0233. Conversely, the yearly low was recorded on January 9, dropping to 0.0177.

This high-to-low spread represents a total annual volatility of 0.0057 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0181 to the December average rate of 0.0227, the exchange rate registered a net change of 25.42% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0233 was up 29.14% compared to the 2012 peak of 0.0181, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 117 GHS

2012 Average 86 GHS

Yearly Trough Low 88 GHS

Transaction Impact: A difference of 28.36 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0232

0.0174

JanuMarcMayJulySeptNove

ALL to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0182, compared to 0.0209 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0027 points.

H1 Avg (Jan–Jun) 0.0182

H2 Avg (Jul–Dec) 0.0209

Volatility Range Comparison

Volatility

The most volatile month in 2013 was December, with a trading range of 0.0014 GHS (High: 0.0233 / Low: 0.0220). On the other end, March was the most stable month, with a tight range of 0.0003 GHS (High: 0.0181 / Low: 0.0177).

December Spread (Volatile) ±0.0014

March Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0003 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.0227) against the same month in 2012 (average: 0.0178), the exchange rate shifted by +0.0049 (+27.66%).

2013 Avg (December) 0.0227

2012 Avg (December) 0.0178

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0184	0.0177	0.0181
February	0.0186	0.0180	0.0182
March	0.0181	0.0177	0.0179
April	0.0184	0.0177	0.0181
May	0.0185	0.0181	0.0183
June	0.0190	0.0185	0.0188
July	0.0198	0.0186	0.0191
August	0.0205	0.0196	0.0201
September	0.0209	0.0202	0.0206
October	0.0217	0.0208	0.0212
November	0.0220	0.0213	0.0216
December	0.0233	0.0220	0.0227