YEARLY HIGH
0.1319 GHS
YEARLY LOW
0.0445 GHS
YEARLY AVERAGE
0.0490 GHS

2019 ALL to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the ALL to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on May 19, valuing the pair at 0.1319. Conversely, the yearly low was recorded on January 5, dropping to 0.0445.

This high-to-low spread represents a total annual volatility of 0.0874 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0450 to the December average rate of 0.0518, the exchange rate registered a net change of 15.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.1319 was up 183.39% compared to the 2018 peak of 0.0465, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 659 GHS
2018 Average 217 GHS
Yearly Trough Low 223 GHS
Transaction Impact: A difference of 436.77 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0524
0.0443
JanuMarcMayJulySeptNove

ALL to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0481, compared to 0.0499 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0018 points.

H1 Avg (Jan–Jun) 0.0481
H2 Avg (Jul–Dec) 0.0499

Volatility Range Comparison

Volatility

The most volatile month in 2019 was May, with a trading range of 0.0852 GHS (High: 0.1319 / Low: 0.0466). On the other end, November was the most stable month, with a tight range of 0.0010 GHS (High: 0.0504 / Low: 0.0494).

May Spread (Volatile) ±0.0852
November Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0022 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0022

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2019: 0.0500) against the same month in 2018 (average: 0.0426), the exchange rate shifted by +0.0074 (+17.47%).

2019 Avg (May) 0.0500
2018 Avg (May) 0.0426

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0459 0.0445 0.0450
February 0.0500 0.0457 0.0480
March 0.0513 0.0461 0.0490
April 0.0485 0.0462 0.0468
May 0.1319 0.0466 0.0500
June 0.0510 0.0491 0.0499
July 0.0501 0.0491 0.0495
August 0.0503 0.0492 0.0498
September 0.0501 0.0486 0.0496
October 0.0498 0.0480 0.0490
November 0.0504 0.0494 0.0499
December 0.0526 0.0504 0.0518