2015 ALL to GHS Historical Review

YEARLY HIGH

0.0356 GHS

YEARLY LOW

0.0254 GHS

YEARLY AVERAGE

0.0300 GHS

2015 ALL to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the ALL to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 25, valuing the pair at 0.0356. Conversely, the yearly low was recorded on July 20, dropping to 0.0254.

This high-to-low spread represents a total annual volatility of 0.0102 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0271 to the December average rate of 0.0301, the exchange rate registered a net change of 11.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0356 was down 4.25% compared to the 2014 peak of 0.0371, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 178 GHS

2014 Average 144 GHS

Yearly Trough Low 127 GHS

Transaction Impact: A difference of 51.02 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0349

0.0264

JanuMarcMayJulySeptNove

ALL to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0297, compared to 0.0304 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0297

H2 Avg (Jul–Dec) 0.0304

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.0092 GHS (High: 0.0346 / Low: 0.0254). On the other end, February was the most stable month, with a tight range of 0.0012 GHS (High: 0.0282 / Low: 0.0270).

July Spread (Volatile) ±0.0092

February Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0057 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0057

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2015: 0.0321) against the same month in 2014 (average: 0.0348), the exchange rate shifted by -0.0027 (-7.70%).

2015 Avg (August) 0.0321

2014 Avg (August) 0.0348

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0278	0.0264	0.0271
February	0.0282	0.0270	0.0277
March	0.0296	0.0269	0.0281
April	0.0305	0.0288	0.0295
May	0.0320	0.0306	0.0313
June	0.0355	0.0317	0.0342
July	0.0346	0.0254	0.0285
August	0.0356	0.0297	0.0321
September	0.0327	0.0301	0.0312
October	0.0317	0.0299	0.0306
November	0.0306	0.0291	0.0297
December	0.0307	0.0291	0.0301