2020 ALL to GHS Historical Review

YEARLY HIGH

0.0659 GHS

YEARLY LOW

0.0451 GHS

YEARLY AVERAGE

0.0529 GHS

2020 ALL to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ALL to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on July 19, valuing the pair at 0.0659. Conversely, the yearly low was recorded on May 10, dropping to 0.0451.

This high-to-low spread represents a total annual volatility of 0.0208 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0514 to the December average rate of 0.0578, the exchange rate registered a net change of 12.44% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0659 was down 50.00% compared to the 2019 peak of 0.1319, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 330 GHS

2019 Average 245 GHS

Yearly Trough Low 226 GHS

Transaction Impact: A difference of 104.04 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0588

0.0471

JanuMarcMayJulySeptNove

ALL to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0504, compared to 0.0554 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0050 points.

H1 Avg (Jan–Jun) 0.0504

H2 Avg (Jul–Dec) 0.0554

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0135 GHS (High: 0.0659 / Low: 0.0524). On the other end, October was the most stable month, with a tight range of 0.0009 GHS (High: 0.0556 / Low: 0.0547).

July Spread (Volatile) ±0.0135

October Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0034 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0034

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 0.0537) against the same month in 2019 (average: 0.0495), the exchange rate shifted by +0.0042 (+8.42%).

2020 Avg (July) 0.0537

2019 Avg (July) 0.0495

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0526	0.0500	0.0514
February	0.0500	0.0470	0.0481
March	0.0510	0.0483	0.0498
April	0.0515	0.0493	0.0500
May	0.0518	0.0451	0.0507
June	0.0531	0.0514	0.0524
July	0.0659	0.0524	0.0537
August	0.0556	0.0547	0.0551
September	0.0557	0.0544	0.0550
October	0.0556	0.0547	0.0552
November	0.0565	0.0547	0.0558
December	0.0583	0.0566	0.0578