2014 ALL to GHS Historical Review

YEARLY HIGH

0.0371 GHS

YEARLY LOW

0.0227 GHS

YEARLY AVERAGE

0.0288 GHS

2014 ALL to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the ALL to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 19, valuing the pair at 0.0371. Conversely, the yearly low was recorded on January 5, dropping to 0.0227.

This high-to-low spread represents a total annual volatility of 0.0144 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0231 to the December average rate of 0.0282, the exchange rate registered a net change of 21.91% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0371 was up 59.15% compared to the 2013 peak of 0.0233, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 186 GHS

2013 Average 98 GHS

Yearly Trough Low 114 GHS

Transaction Impact: A difference of 72.05 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0360

0.0219

JanuMarcMayJulySeptNove

ALL to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0265, compared to 0.0311 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0046 points.

H1 Avg (Jan–Jun) 0.0265

H2 Avg (Jul–Dec) 0.0311

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0063 GHS (High: 0.0358 / Low: 0.0295). On the other end, October was the most stable month, with a tight range of 0.0007 GHS (High: 0.0297 / Low: 0.0290).

September Spread (Volatile) ±0.0063

October Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0035 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0035

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2014: 0.0348) against the same month in 2013 (average: 0.0201), the exchange rate shifted by +0.0147 (+73.27%).

2014 Avg (August) 0.0348

2013 Avg (August) 0.0201

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0237	0.0227	0.0231
February	0.0253	0.0230	0.0242
March	0.0264	0.0251	0.0255
April	0.0280	0.0265	0.0273
May	0.0294	0.0280	0.0286
June	0.0319	0.0290	0.0302
July	0.0340	0.0317	0.0327
August	0.0371	0.0325	0.0348
September	0.0358	0.0295	0.0329
October	0.0297	0.0290	0.0294
November	0.0294	0.0282	0.0287
December	0.0286	0.0278	0.0282