2020 ALL to KES Historical Review

YEARLY HIGH

1.2305 KES

YEARLY LOW

0.8312 KES

YEARLY AVERAGE

0.9829 KES

2020 ALL to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ALL to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on July 19, valuing the pair at 1.2305. Conversely, the yearly low was recorded on May 10, dropping to 0.8312.

This high-to-low spread represents a total annual volatility of 0.3993 KES. From a start-to-finish perspective, comparing the January average rate of 0.9197 to the December average rate of 1.0888, the exchange rate registered a net change of 18.38% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.2305 was up 28.41% compared to the 2019 peak of 0.9583, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 6,152 KES

2019 Average 4,641 KES

Yearly Trough Low 4,156 KES

Transaction Impact: A difference of 1,996.57 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.1076

0.8820

JanuMarcMayJulySeptNove

ALL to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9282, compared to 1.0377 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1095 points.

H1 Avg (Jan–Jun) 0.9282

H2 Avg (Jul–Dec) 1.0377

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.2671 KES (High: 1.2305 / Low: 0.9633). On the other end, October was the most stable month, with a tight range of 0.0183 KES (High: 1.0394 / Low: 1.0212).

July Spread (Volatile) ±0.2671

October Spread (Stable) ±0.0183

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0189 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0189

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 0.9982) against the same month in 2019 (average: 0.9488), the exchange rate shifted by +0.0494 (+5.20%).

2020 Avg (July) 0.9982

2019 Avg (July) 0.9488

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9322	0.9049	0.9197
February	0.9119	0.8930	0.9008
March	0.9553	0.8859	0.9256
April	0.9522	0.8991	0.9223
May	0.9558	0.8312	0.9372
June	0.9748	0.9558	0.9635
July	1.2305	0.9633	0.9982
August	1.0468	1.0229	1.0315
September	1.0454	1.0198	1.0308
October	1.0394	1.0212	1.0309
November	1.0619	1.0229	1.0460
December	1.1059	1.0655	1.0888