2013 ALL to SGD Historical Review

YEARLY HIGH

0.0125 SGD

YEARLY LOW

0.0114 SGD

YEARLY AVERAGE

0.0118 SGD

2013 ALL to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the ALL to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 0.0125. Conversely, the yearly low was recorded on April 2, dropping to 0.0114.

This high-to-low spread represents a total annual volatility of 0.0011 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0117 to the December average rate of 0.0123, the exchange rate registered a net change of 5.20% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0125 was up 2.85% compared to the 2012 peak of 0.0121, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 62 SGD

2012 Average 58 SGD

Yearly Trough Low 57 SGD

Transaction Impact: A difference of 5.61 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0124

0.0114

JanuMarcMayJulySeptNove

ALL to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0116, compared to 0.0120 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0116

H2 Avg (Jul–Dec) 0.0120

Volatility Range Comparison

Volatility

The most volatile month in 2013 was January, with a trading range of 0.0006 SGD (High: 0.0120 / Low: 0.0115). On the other end, September was the most stable month, with a tight range of 0.0001 SGD (High: 0.0120 / Low: 0.0120).

January Spread (Volatile) ±0.0006

September Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0003 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.0123) against the same month in 2012 (average: 0.0115), the exchange rate shifted by +0.0009 (+7.43%).

2013 Avg (December) 0.0123

2012 Avg (December) 0.0115

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0120	0.0115	0.0117
February	0.0121	0.0116	0.0118
March	0.0117	0.0114	0.0116
April	0.0116	0.0114	0.0115
May	0.0117	0.0114	0.0115
June	0.0119	0.0116	0.0118
July	0.0121	0.0117	0.0118
August	0.0122	0.0120	0.0121
September	0.0120	0.0120	0.0120
October	0.0122	0.0119	0.0120
November	0.0121	0.0119	0.0120
December	0.0125	0.0121	0.0123