2016 ALL to SGD Historical Review

YEARLY HIGH

0.0114 SGD

YEARLY LOW

0.0109 SGD

YEARLY AVERAGE

0.0111 SGD

2016 ALL to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the ALL to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 0.0114. Conversely, the yearly low was recorded on July 30, dropping to 0.0109.

This high-to-low spread represents a total annual volatility of 0.0006 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0113 to the December average rate of 0.0112, the exchange rate registered a net change of -0.56% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0114 was down 1.43% compared to the 2015 peak of 0.0116, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 57 SGD

2015 Average 55 SGD

Yearly Trough Low 54 SGD

Transaction Impact: A difference of 2.78 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0113

0.0109

JanuMarcMayJulySeptNove

ALL to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0111, compared to 0.0111 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0111

H2 Avg (Jul–Dec) 0.0111

Volatility Range Comparison

Volatility

The most volatile month in 2016 was August, with a trading range of 0.0003 SGD (High: 0.0112 / Low: 0.0109). On the other end, October was the most stable month, with a tight range of 0.0001 SGD (High: 0.0112 / Low: 0.0111).

August Spread (Volatile) ±0.0003

October Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0002 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.0113) against the same month in 2015 (average: 0.0111), the exchange rate shifted by +0.0002 (+1.39%).

2016 Avg (January) 0.0113

2015 Avg (January) 0.0111

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0114	0.0111	0.0113
February	0.0114	0.0111	0.0113
March	0.0111	0.0110	0.0110
April	0.0111	0.0110	0.0110
May	0.0113	0.0111	0.0112
June	0.0111	0.0109	0.0110
July	0.0110	0.0109	0.0109
August	0.0112	0.0109	0.0111
September	0.0112	0.0110	0.0111
October	0.0112	0.0111	0.0112
November	0.0113	0.0111	0.0112
December	0.0113	0.0111	0.0112