2014 ALL to SGD Historical Review

YEARLY HIGH

0.0126 SGD

YEARLY LOW

0.0115 SGD

YEARLY AVERAGE

0.0120 SGD

2014 ALL to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the ALL to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 0.0126. Conversely, the yearly low was recorded on October 5, dropping to 0.0115.

This high-to-low spread represents a total annual volatility of 0.0011 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0123 to the December average rate of 0.0116, the exchange rate registered a net change of -6.14% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0126 was up 0.60% compared to the 2013 peak of 0.0125, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 63 SGD

2013 Average 59 SGD

Yearly Trough Low 57 SGD

Transaction Impact: A difference of 5.47 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0126

0.0115

JanuMarcMayJulySeptNove

ALL to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0123, compared to 0.0117 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0123

H2 Avg (Jul–Dec) 0.0117

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0003 SGD (High: 0.0118 / Low: 0.0115). On the other end, April was the most stable month, with a tight range of 0.0001 SGD (High: 0.0124 / Low: 0.0123).

September Spread (Volatile) ±0.0003

April Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2014. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0003 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2014: 0.0125) against the same month in 2013 (average: 0.0116), the exchange rate shifted by +0.0009 (+8.04%).

2014 Avg (March) 0.0125

2013 Avg (March) 0.0116

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0124	0.0122	0.0123
February	0.0125	0.0122	0.0123
March	0.0126	0.0123	0.0125
April	0.0124	0.0123	0.0124
May	0.0124	0.0122	0.0123
June	0.0122	0.0121	0.0121
July	0.0121	0.0120	0.0120
August	0.0120	0.0118	0.0119
September	0.0118	0.0115	0.0116
October	0.0117	0.0115	0.0116
November	0.0117	0.0115	0.0116
December	0.0117	0.0115	0.0116