2020 ALL to SGD Historical Review

YEARLY HIGH

0.0159 SGD

YEARLY LOW

0.0111 SGD

YEARLY AVERAGE

0.0127 SGD

2020 ALL to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ALL to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 19, valuing the pair at 0.0159. Conversely, the yearly low was recorded on May 10, dropping to 0.0111.

This high-to-low spread represents a total annual volatility of 0.0048 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0123 to the December average rate of 0.0131, the exchange rate registered a net change of 6.80% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0159 was up 23.28% compared to the 2019 peak of 0.0129, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 80 SGD

2019 Average 62 SGD

Yearly Trough Low 55 SGD

Transaction Impact: A difference of 24.09 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0132

0.0122

JanuMarcMayJulySeptNove

ALL to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0125, compared to 0.0130 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0125

H2 Avg (Jul–Dec) 0.0130

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0033 SGD (High: 0.0159 / Low: 0.0126). On the other end, November was the most stable month, with a tight range of 0.0001 SGD (High: 0.0129 / Low: 0.0128).

July Spread (Volatile) ±0.0033

November Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0003 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 0.0129) against the same month in 2019 (average: 0.0125), the exchange rate shifted by +0.0004 (+3.10%).

2020 Avg (July) 0.0129

2019 Avg (July) 0.0125

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0124	0.0122	0.0123
February	0.0125	0.0123	0.0124
March	0.0130	0.0120	0.0126
April	0.0125	0.0122	0.0123
May	0.0127	0.0111	0.0125
June	0.0128	0.0125	0.0126
July	0.0159	0.0126	0.0129
August	0.0132	0.0129	0.0131
September	0.0131	0.0129	0.0130
October	0.0130	0.0128	0.0129
November	0.0129	0.0128	0.0129
December	0.0132	0.0129	0.0131