2021 ALL to SGD Historical Review

YEARLY HIGH

0.0132 SGD

YEARLY LOW

0.0126 SGD

YEARLY AVERAGE

0.0130 SGD

2021 ALL to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ALL to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 19, valuing the pair at 0.0132. Conversely, the yearly low was recorded on November 17, dropping to 0.0126.

This high-to-low spread represents a total annual volatility of 0.0006 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0131 to the December average rate of 0.0128, the exchange rate registered a net change of -2.37% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0132 was down 16.80% compared to the 2020 peak of 0.0159, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 66 SGD

2020 Average 64 SGD

Yearly Trough Low 63 SGD

Transaction Impact: A difference of 3.23 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0132

0.0126

JanuMarcMayJulySeptNove

ALL to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0130, compared to 0.0129 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0130

H2 Avg (Jul–Dec) 0.0129

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0003 SGD (High: 0.0131 / Low: 0.0128). On the other end, June was the most stable month, with a tight range of 0.0001 SGD (High: 0.0132 / Low: 0.0130).

April Spread (Volatile) ±0.0003

June Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0002 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 0.0131) against the same month in 2020 (average: 0.0125), the exchange rate shifted by +0.0007 (+5.27%).

2021 Avg (May) 0.0131

2020 Avg (May) 0.0125

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0132	0.0130	0.0131
February	0.0131	0.0129	0.0130
March	0.0131	0.0128	0.0130
April	0.0131	0.0128	0.0130
May	0.0132	0.0130	0.0131
June	0.0132	0.0130	0.0131
July	0.0132	0.0130	0.0131
August	0.0132	0.0130	0.0131
September	0.0131	0.0129	0.0131
October	0.0130	0.0127	0.0129
November	0.0128	0.0126	0.0127
December	0.0128	0.0126	0.0128