YEARLY HIGH
1.0090 BDT
YEARLY LOW
0.8349 BDT
YEARLY AVERAGE
0.8972 BDT

2021 ARS to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ARS to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 1.0090. Conversely, the yearly low was recorded on December 31, dropping to 0.8349.

This high-to-low spread represents a total annual volatility of 0.1740 BDT. From a start-to-finish perspective, comparing the January average rate of 0.9874 to the December average rate of 0.8424, the exchange rate registered a net change of -14.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.0090 was down 29.14% compared to the 2020 peak of 1.4239, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ARS based on timing:

Yearly Peak High 5,045 BDT
2020 Average 6,072 BDT
Yearly Trough Low 4,175 BDT
Transaction Impact: A difference of 870.20 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.0019
0.8279
JanuMarcMayJulySeptNove

ARS to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9301, compared to 0.8643 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0659 points.

H1 Avg (Jan–Jun) 0.9301
H2 Avg (Jul–Dec) 0.8643

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0383 BDT (High: 1.0090 / Low: 0.9707). On the other end, August was the most stable month, with a tight range of 0.0065 BDT (High: 0.8777 / Low: 0.8712).

January Spread (Volatile) ±0.0383
August Spread (Stable) ±0.0065

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0315 points.

Longest Streak 0 Mo.
Sharpest MoM Drop -0.0315

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.9874) against the same month in 2020 (average: 1.4159), the exchange rate shifted by -0.4284 (-30.26%).

2021 Avg (January) 0.9874
2020 Avg (January) 1.4159

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.0090 0.9707 0.9874
February 0.9675 0.9434 0.9560
March 0.9414 0.9200 0.9308
April 0.9271 0.9060 0.9145
May 0.9069 0.8960 0.9015
June 0.8961 0.8864 0.8906
July 0.8859 0.8778 0.8815
August 0.8777 0.8712 0.8748
September 0.8719 0.8649 0.8684
October 0.8684 0.8589 0.8634
November 0.8589 0.8496 0.8551
December 0.8495 0.8349 0.8424