2014 BAM to EUR Historical Review

YEARLY HIGH

0.5130 EUR

YEARLY LOW

0.5090 EUR

YEARLY AVERAGE

0.5111 EUR

2014 BAM to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BAM to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on September 4, valuing the pair at 0.5130. Conversely, the yearly low was recorded on February 28, dropping to 0.5090.

This high-to-low spread represents a total annual volatility of 0.0040 EUR. From a start-to-finish perspective, comparing the January average rate of 0.5111 to the December average rate of 0.5111, the exchange rate registered a net change of 0.00% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.5130 was down 0.05% compared to the 2013 peak of 0.5133, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 2,565 EUR

2013 Average 2,555 EUR

Yearly Trough Low 2,545 EUR

Transaction Impact: A difference of 19.96 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.5113

0.5108

JanuMarcMayJulySeptNove

BAM to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5110, compared to 0.5111 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.5110

H2 Avg (Jul–Dec) 0.5111

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0035 EUR (High: 0.5130 / Low: 0.5095). On the other end, July was the most stable month, with a tight range of 0.0011 EUR (High: 0.5117 / Low: 0.5107).

December Spread (Volatile) ±0.0035

July Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0003 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2014: 0.5113) against the same month in 2013 (average: 0.5109), the exchange rate shifted by +0.0003 (+0.07%).

2014 Avg (September) 0.5113

2013 Avg (September) 0.5109

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5121	0.5098	0.5111
February	0.5116	0.5090	0.5108
March	0.5122	0.5097	0.5110
April	0.5117	0.5102	0.5110
May	0.5123	0.5105	0.5111
June	0.5117	0.5103	0.5110
July	0.5117	0.5107	0.5112
August	0.5118	0.5106	0.5112
September	0.5130	0.5105	0.5113
October	0.5123	0.5096	0.5110
November	0.5125	0.5103	0.5111
December	0.5130	0.5095	0.5111