2022 BAM to EUR Historical Review

YEARLY HIGH

0.5218 EUR

YEARLY LOW

0.4991 EUR

YEARLY AVERAGE

0.5114 EUR

2022 BAM to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the BAM to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on September 13, valuing the pair at 0.5218. Conversely, the yearly low was recorded on November 10, dropping to 0.4991.

This high-to-low spread represents a total annual volatility of 0.0227 EUR. From a start-to-finish perspective, comparing the January average rate of 0.5112 to the December average rate of 0.5108, the exchange rate registered a net change of -0.09% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.5218 was up 1.03% compared to the 2021 peak of 0.5165, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 2,609 EUR

2021 Average 2,557 EUR

Yearly Trough Low 2,495 EUR

Transaction Impact: A difference of 113.50 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.5121

0.5101

JanuMarcMayJulySeptNove

BAM to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5116, compared to 0.5111 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.5116

H2 Avg (Jul–Dec) 0.5111

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.0184 EUR (High: 0.5218 / Low: 0.5034). On the other end, July was the most stable month, with a tight range of 0.0056 EUR (High: 0.5138 / Low: 0.5082).

September Spread (Volatile) ±0.0184

July Spread (Stable) ±0.0056

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0015 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0015

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 0.5119) against the same month in 2021 (average: 0.5117), the exchange rate shifted by +0.0002 (+0.04%).

2022 Avg (September) 0.5119

2021 Avg (September) 0.5117

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5153	0.5079	0.5112
February	0.5160	0.5048	0.5118
March	0.5168	0.5064	0.5117
April	0.5152	0.5083	0.5120
May	0.5185	0.5071	0.5115
June	0.5163	0.5042	0.5117
July	0.5138	0.5082	0.5115
August	0.5156	0.5078	0.5117
September	0.5218	0.5034	0.5119
October	0.5158	0.5040	0.5104
November	0.5173	0.4991	0.5103
December	0.5148	0.5071	0.5108