2018 BAM to EUR Historical Review

YEARLY HIGH

0.5253 EUR

YEARLY LOW

0.5054 EUR

YEARLY AVERAGE

0.5117 EUR

2018 BAM to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the BAM to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on September 3, valuing the pair at 0.5253. Conversely, the yearly low was recorded on January 13, dropping to 0.5054.

This high-to-low spread represents a total annual volatility of 0.0199 EUR. From a start-to-finish perspective, comparing the January average rate of 0.5108 to the December average rate of 0.5115, the exchange rate registered a net change of 0.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.5253 was up 1.28% compared to the 2017 peak of 0.5187, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 2,627 EUR

2017 Average 2,556 EUR

Yearly Trough Low 2,527 EUR

Transaction Impact: A difference of 99.55 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.5133

0.5106

JanuMarcMayJulySeptNove

BAM to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5114, compared to 0.5121 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.5114

H2 Avg (Jul–Dec) 0.5121

Volatility Range Comparison

Volatility

The most volatile month in 2018 was November, with a trading range of 0.0175 EUR (High: 0.5246 / Low: 0.5072). On the other end, December was the most stable month, with a tight range of 0.0052 EUR (High: 0.5146 / Low: 0.5093).

November Spread (Volatile) ±0.0175

December Spread (Stable) ±0.0052

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2018. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0017 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0017

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2018: 0.5130) against the same month in 2017 (average: 0.5114), the exchange rate shifted by +0.0016 (+0.32%).

2018 Avg (September) 0.5130

2017 Avg (September) 0.5114

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5133	0.5054	0.5108
February	0.5151	0.5061	0.5115
March	0.5146	0.5077	0.5111
April	0.5165	0.5099	0.5119
May	0.5153	0.5095	0.5117
June	0.5228	0.5083	0.5112
July	0.5235	0.5081	0.5122
August	0.5196	0.5078	0.5118
September	0.5253	0.5087	0.5130
October	0.5201	0.5083	0.5114
November	0.5246	0.5072	0.5128
December	0.5146	0.5093	0.5115