2021 BAM to EUR Historical Review

YEARLY HIGH

0.5165 EUR

YEARLY LOW

0.5061 EUR

YEARLY AVERAGE

0.5113 EUR

2021 BAM to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BAM to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 16, valuing the pair at 0.5165. Conversely, the yearly low was recorded on May 7, dropping to 0.5061.

This high-to-low spread represents a total annual volatility of 0.0103 EUR. From a start-to-finish perspective, comparing the January average rate of 0.5116 to the December average rate of 0.5112, the exchange rate registered a net change of -0.07% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.5165 was up 0.12% compared to the 2020 peak of 0.5158, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 2,582 EUR

2020 Average 2,555 EUR

Yearly Trough Low 2,531 EUR

Transaction Impact: A difference of 51.58 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.5121

0.5103

JanuMarcMayJulySeptNove

BAM to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5112, compared to 0.5115 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.5112

H2 Avg (Jul–Dec) 0.5115

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.0079 EUR (High: 0.5140 / Low: 0.5061). On the other end, September was the most stable month, with a tight range of 0.0040 EUR (High: 0.5138 / Low: 0.5098).

May Spread (Volatile) ±0.0079

September Spread (Stable) ±0.0040

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0009 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 0.5119) against the same month in 2020 (average: 0.5112), the exchange rate shifted by +0.0007 (+0.13%).

2021 Avg (June) 0.5119

2020 Avg (June) 0.5112

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5146	0.5090	0.5116
February	0.5146	0.5083	0.5111
March	0.5143	0.5076	0.5113
April	0.5140	0.5074	0.5104
May	0.5140	0.5061	0.5112
June	0.5165	0.5095	0.5119
July	0.5150	0.5095	0.5115
August	0.5140	0.5093	0.5113
September	0.5138	0.5098	0.5117
October	0.5155	0.5080	0.5117
November	0.5149	0.5094	0.5114
December	0.5148	0.5079	0.5112