2024 BAM to EUR Historical Review

YEARLY HIGH

0.5185 EUR

YEARLY LOW

0.5068 EUR

YEARLY AVERAGE

0.5113 EUR

2024 BAM to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the BAM to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 0.5185. Conversely, the yearly low was recorded on March 20, dropping to 0.5068.

This high-to-low spread represents a total annual volatility of 0.0117 EUR. From a start-to-finish perspective, comparing the January average rate of 0.5115 to the December average rate of 0.5117, the exchange rate registered a net change of 0.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.5185 was down 0.00% compared to the 2023 peak of 0.5186, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 2,593 EUR

2023 Average 2,556 EUR

Yearly Trough Low 2,534 EUR

Transaction Impact: A difference of 58.52 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.5120

0.5105

JanuMarcMayJulySeptNove

BAM to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5114, compared to 0.5113 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.5114

H2 Avg (Jul–Dec) 0.5113

Volatility Range Comparison

Volatility

The most volatile month in 2024 was December, with a trading range of 0.0100 EUR (High: 0.5185 / Low: 0.5085). On the other end, October was the most stable month, with a tight range of 0.0038 EUR (High: 0.5131 / Low: 0.5093).

December Spread (Volatile) ±0.0100

October Spread (Stable) ±0.0038

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0009 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 0.5117) against the same month in 2023 (average: 0.5109), the exchange rate shifted by +0.0008 (+0.15%).

2024 Avg (December) 0.5117

2023 Avg (December) 0.5109

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5139	0.5095	0.5115
February	0.5152	0.5097	0.5115
March	0.5140	0.5068	0.5112
April	0.5169	0.5087	0.5119
May	0.5129	0.5079	0.5110
June	0.5152	0.5083	0.5114
July	0.5130	0.5089	0.5111
August	0.5123	0.5070	0.5106
September	0.5139	0.5083	0.5114
October	0.5131	0.5093	0.5113
November	0.5144	0.5084	0.5116
December	0.5185	0.5085	0.5117