2012 BAM to HNL Historical Review

YEARLY HIGH

13.4597 HNL

YEARLY LOW

11.7519 HNL

YEARLY AVERAGE

12.6889 HNL

2012 BAM to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BAM to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 13.4597. Conversely, the yearly low was recorded on July 24, dropping to 11.7519.

This high-to-low spread represents a total annual volatility of 1.7078 HNL. From a start-to-finish perspective, comparing the January average rate of 12.5523 to the December average rate of 13.2925, the exchange rate registered a net change of 5.90% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 13.4597 was down 6.24% compared to the 2011 peak of 14.3558, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 67,298 HNL

2011 Average 67,244 HNL

Yearly Trough Low 58,759 HNL

Transaction Impact: A difference of 8,539.01 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

13.4240

11.8462

JanuMarcMayJulySeptNove

BAM to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.6281, compared to 12.7497 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1216 points.

H1 Avg (Jan–Jun) 12.6281

H2 Avg (Jul–Dec) 12.7497

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.8198 HNL (High: 12.8785 / Low: 12.0587). On the other end, October was the most stable month, with a tight range of 0.2345 HNL (High: 13.1752 / Low: 12.9407).

May Spread (Volatile) ±0.8198

October Spread (Stable) ±0.2345

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.3481 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.3481

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 13.2925) against the same month in 2011 (average: 12.7642), the exchange rate shifted by +0.5284 (+4.14%).

2012 Avg (December) 13.2925

2011 Avg (December) 12.7642

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.8348	12.3194	12.5523
February	13.0934	12.7149	12.8771
March	12.9855	12.7054	12.8619
April	12.9855	12.7120	12.8124
May	12.8785	12.0587	12.4643
June	12.3208	12.0383	12.2003
July	12.2842	11.7519	11.9777
August	12.5800	11.9438	12.3217
September	13.1366	12.5673	12.8894
October	13.1752	12.9407	13.0524
November	13.1255	12.8450	12.9643
December	13.4597	13.0781	13.2925