2016 BAM to HNL Historical Review

YEARLY HIGH

13.2923 HNL

YEARLY LOW

12.3127 HNL

YEARLY AVERAGE

12.8794 HNL

2016 BAM to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the BAM to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on May 2, valuing the pair at 13.2923. Conversely, the yearly low was recorded on January 5, dropping to 12.3127.

This high-to-low spread represents a total annual volatility of 0.9796 HNL. From a start-to-finish perspective, comparing the January average rate of 12.4631 to the December average rate of 12.5621, the exchange rate registered a net change of 0.79% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 13.2923 was up 2.11% compared to the 2015 peak of 13.0182, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 66,461 HNL

2015 Average 61,563 HNL

Yearly Trough Low 61,563 HNL

Transaction Impact: A difference of 4,898.12 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

13.1497

12.4007

JanuMarcMayJulySeptNove

BAM to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.8886, compared to 12.8703 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0183 points.

H1 Avg (Jan–Jun) 12.8886

H2 Avg (Jul–Dec) 12.8703

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.5772 HNL (High: 13.0659 / Low: 12.4887). On the other end, September was the most stable month, with a tight range of 0.1347 HNL (High: 13.1598 / Low: 13.0251).

November Spread (Volatile) ±0.5772

September Spread (Stable) ±0.1347

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1937 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1937

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2016: 13.0492) against the same month in 2015 (average: 12.5205), the exchange rate shifted by +0.5287 (+4.22%).

2016 Avg (May) 13.0492

2015 Avg (May) 12.5205

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.5612	12.3127	12.4631
February	13.0524	12.4979	12.8171
March	13.1246	12.5798	12.8701
April	13.1936	12.9505	13.0853
May	13.2923	12.8478	13.0492
June	13.2431	12.8188	13.0469
July	12.9872	12.7988	12.8861
August	13.2316	12.9603	13.0873
September	13.1598	13.0251	13.0873
October	13.1600	12.6802	12.8936
November	13.0659	12.4887	12.7053
December	12.7462	12.4372	12.5621