2018 BAM to HNL Historical Review

YEARLY HIGH

15.0753 HNL

YEARLY LOW

13.2697 HNL

YEARLY AVERAGE

14.4524 HNL

2018 BAM to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the BAM to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on February 15, valuing the pair at 15.0753. Conversely, the yearly low was recorded on December 5, dropping to 13.2697.

This high-to-low spread represents a total annual volatility of 1.8056 HNL. From a start-to-finish perspective, comparing the January average rate of 14.7261 to the December average rate of 14.1214, the exchange rate registered a net change of -4.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 15.0753 was up 4.01% compared to the 2017 peak of 14.4948, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 75,377 HNL

2017 Average 67,796 HNL

Yearly Trough Low 66,349 HNL

Transaction Impact: A difference of 9,028.17 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

14.9842

14.0430

JanuMarcMayJulySeptNove

BAM to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.6820, compared to 14.2228 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4592 points.

H1 Avg (Jan–Jun) 14.6820

H2 Avg (Jul–Dec) 14.2228

Volatility Range Comparison

Volatility

The most volatile month in 2018 was December, with a trading range of 1.0436 HNL (High: 14.3133 / Low: 13.2697). On the other end, March was the most stable month, with a tight range of 0.2874 HNL (High: 15.0057 / Low: 14.7183).

December Spread (Volatile) ±1.0436

March Spread (Stable) ±0.2874

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2018. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.4917 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.4917

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2018: 14.9058) against the same month in 2017 (average: 12.8202), the exchange rate shifted by +2.0856 (+16.27%).

2018 Avg (February) 14.9058

2017 Avg (February) 12.8202

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	15.0472	14.4300	14.7261
February	15.0753	14.7239	14.9058
March	15.0057	14.7183	14.8966
April	14.9968	14.6282	14.8740
May	14.6014	14.1046	14.3823
June	14.5330	14.1153	14.3069
July	14.7413	14.2302	14.3628
August	14.4243	13.9100	14.1802
September	14.6787	14.2145	14.3769
October	14.4647	13.9554	14.1481
November	14.5241	13.8974	14.1473
December	14.3133	13.2697	14.1214