2017 BAM to HNL Historical Review

YEARLY HIGH

14.4948 HNL

YEARLY LOW

12.3302 HNL

YEARLY AVERAGE

13.5546 HNL

2017 BAM to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2017

During 2017, the BAM to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on September 20, valuing the pair at 14.4948. Conversely, the yearly low was recorded on January 3, dropping to 12.3302.

This high-to-low spread represents a total annual volatility of 2.1646 HNL. From a start-to-finish perspective, comparing the January average rate of 12.6884 to the December average rate of 14.3104, the exchange rate registered a net change of 12.78% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2017 high of 14.4948 was up 9.05% compared to the 2016 peak of 13.2923, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 72,474 HNL

2016 Average 64,393 HNL

Yearly Trough Low 61,651 HNL

Transaction Impact: A difference of 10,822.94 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2017.

14.4726

12.5262

JanuMarcMayJulySeptNove

BAM to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.9809, compared to 14.1283 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.1475 points.

H1 Avg (Jan–Jun) 12.9809

H2 Avg (Jul–Dec) 14.1283

Volatility Range Comparison

Volatility

The most volatile month in 2017 was January, with a trading range of 0.6535 HNL (High: 12.9837 / Low: 12.3302). On the other end, October was the most stable month, with a tight range of 0.2532 HNL (High: 14.2635 / Low: 14.0103).

January Spread (Volatile) ±0.6535

October Spread (Stable) ±0.2532

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1558 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.1558

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2017: 14.2787) against the same month in 2016 (average: 13.0873), the exchange rate shifted by +1.1914 (+9.10%).

2017 Avg (September) 14.2787

2016 Avg (September) 13.0873

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.9837	12.3302	12.6884
February	13.0429	12.6906	12.8202
March	13.0578	12.6153	12.8400
April	13.1099	12.6563	12.8336
May	13.4865	13.0331	13.2600
June	13.6725	13.3801	13.4429
July	14.0359	13.5785	13.7899
August	14.3060	13.9857	14.0984
September	14.4948	14.0479	14.2787
October	14.2635	14.0103	14.1229
November	14.4377	13.9627	14.1695
December	14.4936	14.1487	14.3104