2015 BAM to HNL Historical Review

YEARLY HIGH

13.0182 HNL

YEARLY LOW

11.4771 HNL

YEARLY AVERAGE

12.3117 HNL

2015 BAM to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BAM to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 13.0182. Conversely, the yearly low was recorded on March 11, dropping to 11.4771.

This high-to-low spread represents a total annual volatility of 1.5411 HNL. From a start-to-finish perspective, comparing the January average rate of 12.5259 to the December average rate of 12.1947, the exchange rate registered a net change of -2.64% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 13.0182 was down 11.10% compared to the 2014 peak of 14.6438, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 65,091 HNL

2014 Average 69,225 HNL

Yearly Trough Low 57,385 HNL

Transaction Impact: A difference of 7,705.56 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

12.6724

11.7662

JanuMarcMayJulySeptNove

BAM to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.2637, compared to 12.3597 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0960 points.

H1 Avg (Jan–Jun) 12.2637

H2 Avg (Jul–Dec) 12.3597

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.9689 HNL (High: 13.0182 / Low: 12.0493). On the other end, September was the most stable month, with a tight range of 0.3284 HNL (High: 12.7452 / Low: 12.4168).

January Spread (Volatile) ±0.9689

September Spread (Stable) ±0.3284

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.5468 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.5468

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 12.5259) against the same month in 2014 (average: 13.9637), the exchange rate shifted by -1.4378 (-10.30%).

2015 Avg (January) 12.5259

2014 Avg (January) 13.9637

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.0182	12.0493	12.5259
February	12.3721	12.0436	12.2692
March	12.1178	11.4771	11.8417
April	12.5292	11.5811	11.9041
May	12.8454	12.2119	12.5205
June	12.6347	12.2416	12.5207
July	12.4173	12.0743	12.2806
August	12.9280	12.2175	12.4723
September	12.7452	12.4168	12.5635
October	12.8639	12.3176	12.5969
November	12.4059	11.8470	12.0501
December	12.4171	11.8838	12.1947