YEARLY HIGH
41.9796 INR
YEARLY LOW
39.0828 INR
YEARLY AVERAGE
40.3131 INR

2019 BAM to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BAM to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 4, valuing the pair at 41.9796. Conversely, the yearly low was recorded on July 29, dropping to 39.0828.

This high-to-low spread represents a total annual volatility of 2.8968 INR. From a start-to-finish perspective, comparing the January average rate of 41.2729 to the December average rate of 40.4285, the exchange rate registered a net change of -2.05% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 41.9796 was down 5.16% compared to the 2018 peak of 44.2628, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 209,898 INR
2018 Average 206,493 INR
Yearly Trough Low 195,414 INR
Transaction Impact: A difference of 14,484.10 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

41.5126
39.2436
JanuMarcMayJulySeptNove

BAM to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 40.4477, compared to 40.1784 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2693 points.

H1 Avg (Jan–Jun) 40.4477
H2 Avg (Jul–Dec) 40.1784

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 1.8640 INR (High: 41.0990 / Low: 39.2350). On the other end, November was the most stable month, with a tight range of 0.6187 INR (High: 40.7068 / Low: 40.0880).

August Spread (Volatile) ±1.8640
November Spread (Stable) ±0.6187

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.0882 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -1.0882

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2019: 41.3235) against the same month in 2018 (average: 40.7055), the exchange rate shifted by +0.6180 (+1.52%).

2019 Avg (February) 41.3235
2018 Avg (February) 40.7055

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 41.7529 40.5615 41.2729
February 41.9796 40.7067 41.3235
March 41.3319 39.7121 40.2353
April 40.1778 39.4661 39.8880
May 40.5595 39.4491 39.9000
June 40.3551 39.5596 40.0665
July 39.7798 39.0828 39.4327
August 41.0990 39.2350 40.4972
September 40.8003 39.3703 40.1797
October 40.4806 39.7415 40.1275
November 40.7068 40.0880 40.4049
December 40.9395 40.0714 40.4285