YEARLY HIGH
45.1136 INR
YEARLY LOW
39.7885 INR
YEARLY AVERAGE
42.3057 INR

2022 BAM to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the BAM to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 45.1136. Conversely, the yearly low was recorded on September 28, dropping to 39.7885.

This high-to-low spread represents a total annual volatility of 5.3250 INR. From a start-to-finish perspective, comparing the January average rate of 43.0889 to the December average rate of 44.6181, the exchange rate registered a net change of 3.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 45.1136 was down 2.60% compared to the 2021 peak of 46.3172, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 225,568 INR
2021 Average 223,561 INR
Yearly Trough Low 198,943 INR
Transaction Impact: A difference of 26,625.18 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

45.0093
40.3153
JanuMarcMayJulySeptNove

BAM to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 42.6290, compared to 41.9824 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.6466 points.

H1 Avg (Jan–Jun) 42.6290
H2 Avg (Jul–Dec) 41.9824

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 2.7467 INR (High: 43.6852 / Low: 40.9384). On the other end, March was the most stable month, with a tight range of 0.6509 INR (High: 43.3267 / Low: 42.6757).

November Spread (Volatile) ±2.7467
March Spread (Stable) ±0.6509

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.7552 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.7552

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 44.6181) against the same month in 2021 (average: 43.5807), the exchange rate shifted by +1.0374 (+2.38%).

2022 Avg (December) 44.6181
2021 Avg (December) 43.5807

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 43.5059 42.5310 43.0889
February 44.1524 43.0217 43.5218
March 43.3267 42.6757 42.9394
April 42.9492 41.1425 42.1841
May 42.7431 40.9322 41.8294
June 42.7604 41.4633 42.2105
July 42.1960 40.7442 41.4739
August 41.9157 40.4997 41.2004
September 41.4457 39.7885 40.7065
October 42.3002 40.6670 41.3312
November 43.6852 40.9384 42.5644
December 45.1136 43.3286 44.6181