2020 BAM to INR Historical Review

YEARLY HIGH

46.3913 INR

YEARLY LOW

39.5256 INR

YEARLY AVERAGE

43.2440 INR

2020 BAM to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 22, valuing the pair at 46.3913. Conversely, the yearly low was recorded on February 19, dropping to 39.5256.

This high-to-low spread represents a total annual volatility of 6.8658 INR. From a start-to-finish perspective, comparing the January average rate of 40.4605 to the December average rate of 45.8383, the exchange rate registered a net change of 13.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 46.3913 was up 10.51% compared to the 2019 peak of 41.9796, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 231,957 INR

2019 Average 201,534 INR

Yearly Trough Low 197,628 INR

Transaction Impact: A difference of 34,328.91 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

46.4289

39.3425

JanuMarcMayJulySeptNove

BAM to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 41.7785, compared to 44.7094 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.9309 points.

H1 Avg (Jan–Jun) 41.7785

H2 Avg (Jul–Dec) 44.7094

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.8821 INR (High: 43.4507 / Low: 40.5686). On the other end, October was the most stable month, with a tight range of 0.8101 INR (High: 44.7145 / Low: 43.9044).

March Spread (Volatile) ±2.8821

October Spread (Stable) ±0.8101

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.7445 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.7445

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 45.8383) against the same month in 2019 (average: 40.4285), the exchange rate shifted by +5.4099 (+13.38%).

2020 Avg (December) 45.8383

2019 Avg (December) 40.4285

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	41.1387	40.1039	40.4605
February	40.5686	39.5256	39.9330
March	43.4507	40.5686	42.1469
April	42.8318	41.7401	42.3367
May	43.0000	41.6259	42.2004
June	44.2173	42.8484	43.5937
July	45.4156	42.8965	43.8197
August	45.7747	44.1849	45.0875
September	44.7915	43.8693	44.3430
October	44.7145	43.9044	44.2570
November	45.3482	44.3521	44.9108
December	46.3913	44.9517	45.8383