YEARLY HIGH
54.7081 INR
YEARLY LOW
45.1005 INR
YEARLY AVERAGE
50.3517 INR

2025 BAM to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BAM to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 54.7081. Conversely, the yearly low was recorded on January 3, dropping to 45.1005.

This high-to-low spread represents a total annual volatility of 9.6076 INR. From a start-to-finish perspective, comparing the January average rate of 45.6535 to the December average rate of 53.9136, the exchange rate registered a net change of 18.09% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 54.7081 was up 13.90% compared to the 2024 peak of 48.0330, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 273,541 INR
2024 Average 231,512 INR
Yearly Trough Low 225,503 INR
Transaction Impact: A difference of 48,037.97 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

54.7396
44.8275
JanuMarcMayJulySeptNove

BAM to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 48.0886, compared to 52.6148 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.5262 points.

H1 Avg (Jan–Jun) 48.0886
H2 Avg (Jul–Dec) 52.6148

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 3.0414 INR (High: 50.1266 / Low: 47.0852). On the other end, November was the most stable month, with a tight range of 0.9558 INR (High: 52.9903 / Low: 52.0344).

April Spread (Volatile) ±3.0414
November Spread (Stable) ±0.9558

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.3495 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.3495

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 53.9136) against the same month in 2024 (average: 45.5497), the exchange rate shifted by +8.3640 (+18.36%).

2025 Avg (December) 53.9136
2024 Avg (December) 45.5497

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 46.4608 45.1005 45.6535
February 46.8682 45.2264 46.3094
March 48.6234 46.4174 47.7982
April 50.1266 47.0852 48.9916
May 49.8171 48.2206 49.1645
June 51.3927 49.3343 50.6143
July 51.9644 51.0047 51.5076
August 52.6915 50.8782 52.1369
September 53.5456 52.3441 52.9552
October 53.3089 52.0942 52.6057
November 52.9903 52.0344 52.5697
December 54.7081 53.2986 53.9136