2021 BAM to INR Historical Review

YEARLY HIGH

46.3172 INR

YEARLY LOW

42.7501 INR

YEARLY AVERAGE

44.7141 INR

2021 BAM to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BAM to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 21, valuing the pair at 46.3172. Conversely, the yearly low was recorded on November 25, dropping to 42.7501.

This high-to-low spread represents a total annual volatility of 3.5672 INR. From a start-to-finish perspective, comparing the January average rate of 45.5044 to the December average rate of 43.5807, the exchange rate registered a net change of -4.23% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 46.3172 was down 0.16% compared to the 2020 peak of 46.3913, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 231,586 INR

2020 Average 216,280 INR

Yearly Trough Low 213,750 INR

Transaction Impact: A difference of 17,835.89 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

45.7108

43.2333

JanuMarcMayJulySeptNove

BAM to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 45.1794, compared to 44.2487 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.9308 points.

H1 Avg (Jan–Jun) 45.1794

H2 Avg (Jul–Dec) 44.2487

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 2.3433 INR (High: 46.3172 / Low: 43.9739). On the other end, June was the most stable month, with a tight range of 0.6434 INR (High: 45.7343 / Low: 45.0909).

April Spread (Volatile) ±2.3433

June Spread (Stable) ±0.6434

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 1.0182 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -1.0182

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 45.4755) against the same month in 2020 (average: 42.3367), the exchange rate shifted by +3.1388 (+7.41%).

2021 Avg (April) 45.4755

2020 Avg (April) 42.3367

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	46.1716	45.1327	45.5044
February	45.6308	44.5830	45.0177
March	45.1425	43.6222	44.2826
April	46.3172	43.9739	45.4755
May	45.7780	45.0860	45.4419
June	45.7343	45.0909	45.3545
July	45.4879	44.7852	45.0824
August	45.2631	44.1908	44.6037
September	44.6050	43.9293	44.3275
October	44.7810	43.9229	44.4580
November	44.3182	42.7501	43.4398
December	44.0293	43.0629	43.5807