YEARLY HIGH
5.7199 MAD
YEARLY LOW
5.5769 MAD
YEARLY AVERAGE
5.6700 MAD

2012 BAM to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BAM to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 5.7199. Conversely, the yearly low was recorded on August 2, dropping to 5.5769.

This high-to-low spread represents a total annual volatility of 0.1430 MAD. From a start-to-finish perspective, comparing the January average rate of 5.6771 to the December average rate of 5.6897, the exchange rate registered a net change of 0.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 5.7199 was down 2.01% compared to the 2011 peak of 5.8371, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 28,600 MAD
2011 Average 28,756 MAD
Yearly Trough Low 27,885 MAD
Transaction Impact: A difference of 714.85 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

5.7075
5.6150
JanuMarcMayJulySeptNove

BAM to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.6788, compared to 5.6611 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0177 points.

H1 Avg (Jan–Jun) 5.6788
H2 Avg (Jul–Dec) 5.6611

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.0924 MAD (High: 5.6694 / Low: 5.5769). On the other end, March was the most stable month, with a tight range of 0.0341 MAD (High: 5.7170 / Low: 5.6829).

August Spread (Volatile) ±0.0924
March Spread (Stable) ±0.0341

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0338 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0338

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 5.6979) against the same month in 2011 (average: 5.7328), the exchange rate shifted by -0.0349 (-0.61%).

2012 Avg (February) 5.6979
2011 Avg (February) 5.7328

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.7006 5.6528 5.6771
February 5.7199 5.6826 5.6979
March 5.7170 5.6829 5.6998
April 5.7166 5.6799 5.6946
May 5.6992 5.6210 5.6608
June 5.6717 5.6122 5.6428
July 5.6557 5.5920 5.6227
August 5.6694 5.5769 5.6302
September 5.7066 5.6402 5.6729
October 5.7017 5.6661 5.6811
November 5.6967 5.6543 5.6702
December 5.7088 5.6598 5.6897