YEARLY HIGH
5.7600 MAD
YEARLY LOW
5.6052 MAD
YEARLY AVERAGE
5.7051 MAD

2014 BAM to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BAM to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 4, valuing the pair at 5.7600. Conversely, the yearly low was recorded on December 7, dropping to 5.6052.

This high-to-low spread represents a total annual volatility of 0.1548 MAD. From a start-to-finish perspective, comparing the January average rate of 5.7313 to the December average rate of 5.6235, the exchange rate registered a net change of -1.88% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 5.7600 was up 0.02% compared to the 2013 peak of 5.7591, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 28,800 MAD
2013 Average 28,524 MAD
Yearly Trough Low 28,026 MAD
Transaction Impact: A difference of 773.80 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

5.7578
5.6113
JanuMarcMayJulySeptNove

BAM to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.7375, compared to 5.6727 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0647 points.

H1 Avg (Jan–Jun) 5.7375
H2 Avg (Jul–Dec) 5.6727

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0398 MAD (High: 5.6969 / Low: 5.6571). On the other end, June was the most stable month, with a tight range of 0.0173 MAD (High: 5.7400 / Low: 5.7227).

September Spread (Volatile) ±0.0398
June Spread (Stable) ±0.0173

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0320 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0320

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 5.7414) against the same month in 2013 (average: 5.6782), the exchange rate shifted by +0.0632 (+1.11%).

2014 Avg (May) 5.7414
2013 Avg (May) 5.6782

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.7472 5.7216 5.7313
February 5.7444 5.7197 5.7325
March 5.7549 5.7315 5.7456
April 5.7524 5.7333 5.7414
May 5.7600 5.7248 5.7414
June 5.7400 5.7227 5.7327
July 5.7436 5.7104 5.7296
August 5.7190 5.6919 5.7076
September 5.6969 5.6571 5.6756
October 5.6710 5.6500 5.6606
November 5.6549 5.6237 5.6397
December 5.6406 5.6052 5.6235