YEARLY HIGH
5.6250 MAD
YEARLY LOW
5.3597 MAD
YEARLY AVERAGE
5.5051 MAD

2019 BAM to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BAM to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 5.6250. Conversely, the yearly low was recorded on August 24, dropping to 5.3597.

This high-to-low spread represents a total annual volatility of 0.2653 MAD. From a start-to-finish perspective, comparing the January average rate of 5.5680 to the December average rate of 5.4656, the exchange rate registered a net change of -1.84% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 5.6250 was down 3.68% compared to the 2018 peak of 5.8400, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 28,125 MAD
2018 Average 28,358 MAD
Yearly Trough Low 26,799 MAD
Transaction Impact: A difference of 1,326.29 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

5.5797
5.4395
JanuMarcMayJulySeptNove

BAM to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.5461, compared to 5.4641 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0819 points.

H1 Avg (Jan–Jun) 5.5461
H2 Avg (Jul–Dec) 5.4641

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.1170 MAD (High: 5.4768 / Low: 5.3597). On the other end, May was the most stable month, with a tight range of 0.0448 MAD (High: 5.5554 / Low: 5.5107).

August Spread (Volatile) ±0.1170
May Spread (Stable) ±0.0448

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0459 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0459

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 5.5680) against the same month in 2018 (average: 5.7659), the exchange rate shifted by -0.1978 (-3.43%).

2019 Avg (January) 5.5680
2018 Avg (January) 5.7659

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.6250 5.5281 5.5680
February 5.5860 5.4811 5.5371
March 5.5841 5.5323 5.5580
April 5.5605 5.5032 5.5373
May 5.5554 5.5107 5.5318
June 5.5711 5.4784 5.5441
July 5.5543 5.4615 5.5008
August 5.4768 5.3597 5.4549
September 5.4786 5.4004 5.4512
October 5.4876 5.4295 5.4561
November 5.4925 5.4286 5.4563
December 5.4921 5.4313 5.4656