YEARLY HIGH
5.6239 MAD
YEARLY LOW
5.4353 MAD
YEARLY AVERAGE
5.5309 MAD

2015 BAM to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BAM to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 25, valuing the pair at 5.6239. Conversely, the yearly low was recorded on March 15, dropping to 5.4353.

This high-to-low spread represents a total annual volatility of 0.1886 MAD. From a start-to-finish perspective, comparing the January average rate of 5.5681 to the December average rate of 5.5135, the exchange rate registered a net change of -0.98% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 5.6239 was down 2.36% compared to the 2014 peak of 5.7600, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 28,120 MAD
2014 Average 28,525 MAD
Yearly Trough Low 27,177 MAD
Transaction Impact: A difference of 942.95 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

5.5831
5.4640
JanuMarcMayJulySeptNove

BAM to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.5286, compared to 5.5332 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0046 points.

H1 Avg (Jan–Jun) 5.5286
H2 Avg (Jul–Dec) 5.5332

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.1230 MAD (High: 5.6239 / Low: 5.5009). On the other end, February was the most stable month, with a tight range of 0.0365 MAD (High: 5.5538 / Low: 5.5173).

August Spread (Volatile) ±0.1230
February Spread (Stable) ±0.0365

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0971 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0971

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2015: 5.5488) against the same month in 2014 (average: 5.7076), the exchange rate shifted by -0.1588 (-2.78%).

2015 Avg (August) 5.5488
2014 Avg (August) 5.7076

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.6055 5.5219 5.5681
February 5.5538 5.5173 5.5371
March 5.5181 5.4353 5.4771
April 5.5514 5.4386 5.4798
May 5.6041 5.4961 5.5514
June 5.5904 5.4949 5.5579
July 5.5476 5.4827 5.5187
August 5.6239 5.5009 5.5488
September 5.5984 5.5533 5.5732
October 5.6160 5.5249 5.5710
November 5.5329 5.4439 5.4739
December 5.5343 5.4531 5.5135