YEARLY HIGH
5.5188 MAD
YEARLY LOW
5.2411 MAD
YEARLY AVERAGE
5.3911 MAD

2025 BAM to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BAM to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 12, valuing the pair at 5.5188. Conversely, the yearly low was recorded on April 11, dropping to 5.2411.

This high-to-low spread represents a total annual volatility of 0.2777 MAD. From a start-to-finish perspective, comparing the January average rate of 5.3151 to the December average rate of 5.4970, the exchange rate registered a net change of 3.42% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 5.5188 was down 1.71% compared to the 2024 peak of 5.6149, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 27,594 MAD
2024 Average 27,492 MAD
Yearly Trough Low 26,206 MAD
Transaction Impact: A difference of 1,388.44 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

5.5152
5.2969
JanuMarcMayJulySeptNove

BAM to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.3443, compared to 5.4378 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0934 points.

H1 Avg (Jan–Jun) 5.3443
H2 Avg (Jul–Dec) 5.4378

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.1982 MAD (High: 5.4393 / Low: 5.2411). On the other end, November was the most stable month, with a tight range of 0.0383 MAD (High: 5.5010 / Low: 5.4627).

April Spread (Volatile) ±0.1982
November Spread (Stable) ±0.0383

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0151 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0151

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 5.4970) against the same month in 2024 (average: 5.3672), the exchange rate shifted by +0.1298 (+2.42%).

2025 Avg (December) 5.4970
2024 Avg (December) 5.3672

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.3770 5.2616 5.3151
February 5.3487 5.2915 5.3216
March 5.4087 5.2939 5.3579
April 5.4393 5.2411 5.3557
May 5.3631 5.2992 5.3407
June 5.4205 5.3373 5.3751
July 5.4199 5.3388 5.3901
August 5.3942 5.3037 5.3767
September 5.4581 5.3802 5.4202
October 5.5115 5.4209 5.4623
November 5.5010 5.4627 5.4805
December 5.5188 5.4716 5.4970