2012 BAM to MGA Historical Review

YEARLY HIGH

1530.0098 MGA

YEARLY LOW

1336.3967 MGA

YEARLY AVERAGE

1438.3014 MGA

2012 BAM to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BAM to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 1530.0098. Conversely, the yearly low was recorded on June 3, dropping to 1336.3967.

This high-to-low spread represents a total annual volatility of 193.6131 MGA. From a start-to-finish perspective, comparing the January average rate of 1463.6225 to the December average rate of 1513.1562, the exchange rate registered a net change of 3.38% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1530.0098 was up 1.31% compared to the 2011 peak of 1510.2553, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 7,650,049 MGA

2011 Average 7,180,269 MGA

Yearly Trough Low 6,681,984 MGA

Transaction Impact: A difference of 968,065.47 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1528.0932

1348.8492

JanuMarcMayJulySeptNove

BAM to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1420.7166, compared to 1455.8861 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 35.1696 points.

H1 Avg (Jan–Jun) 1420.7166

H2 Avg (Jul–Dec) 1455.8861

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 77.2708 MGA (High: 1416.7471 / Low: 1339.4763). On the other end, October was the most stable month, with a tight range of 24.5464 MGA (High: 1467.9159 / Low: 1443.3695).

May Spread (Volatile) ±77.2708

October Spread (Stable) ±24.5464

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 49.9978 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -49.9978

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 1513.1562) against the same month in 2011 (average: 1440.7761), the exchange rate shifted by +72.3801 (+5.02%).

2012 Avg (December) 1513.1562

2011 Avg (December) 1440.7761

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1478.6752	1446.2834	1463.6225
February	1497.6028	1451.3277	1467.1047
March	1463.6310	1428.6292	1445.6449
April	1437.6159	1399.0500	1413.7840
May	1416.7471	1339.4763	1363.7862
June	1404.5068	1336.3967	1370.3573
July	1429.0817	1395.7011	1414.4458
August	1441.9490	1411.9926	1424.7165
September	1480.1371	1440.9553	1458.1240
October	1467.9159	1443.3695	1456.5980
November	1493.4786	1448.1809	1468.2764
December	1530.0098	1490.3822	1513.1562