2014 BAM to MGA Historical Review

YEARLY HIGH

1772.7818 MGA

YEARLY LOW

1561.4362 MGA

YEARLY AVERAGE

1675.0634 MGA

2014 BAM to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BAM to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on October 20, valuing the pair at 1772.7818. Conversely, the yearly low was recorded on January 4, dropping to 1561.4362.

This high-to-low spread represents a total annual volatility of 211.3455 MGA. From a start-to-finish perspective, comparing the January average rate of 1578.0127 to the December average rate of 1635.7339, the exchange rate registered a net change of 3.66% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1772.7818 was up 11.43% compared to the 2013 peak of 1590.9762, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 8,863,909 MGA

2013 Average 7,513,199 MGA

Yearly Trough Low 7,807,181 MGA

Transaction Impact: A difference of 1,056,727.74 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1764.5573

1561.0541

JanuMarcMayJulySeptNove

BAM to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1643.3858, compared to 1706.7410 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 63.3551 points.

H1 Avg (Jan–Jun) 1643.3858

H2 Avg (Jul–Dec) 1706.7410

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 90.7744 MGA (High: 1694.4518 / Low: 1603.6774). On the other end, January was the most stable month, with a tight range of 32.2099 MGA (High: 1593.6461 / Low: 1561.4362).

December Spread (Volatile) ±90.7744

January Spread (Stable) ±32.2099

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 91.5587 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -91.5587

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2014: 1747.5987) against the same month in 2013 (average: 1551.9764), the exchange rate shifted by +195.6223 (+12.60%).

2014 Avg (October) 1747.5987

2013 Avg (October) 1551.9764

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1593.6461	1561.4362	1578.0127
February	1646.5714	1586.1214	1621.4429
March	1673.6923	1639.7789	1657.6284
April	1684.2452	1644.3982	1664.0359
May	1693.2261	1643.8813	1667.9788
June	1692.2013	1646.1998	1671.2163
July	1724.5205	1684.6166	1700.8044
August	1735.1965	1690.4911	1716.3070
September	1728.7634	1683.8139	1712.7093
October	1772.7818	1708.6654	1747.5987
November	1748.3548	1706.1401	1727.2925
December	1694.4518	1603.6774	1635.7339