2015 BAM to MGA Historical Review

YEARLY HIGH

1940.0551 MGA

YEARLY LOW

1480.6372 MGA

YEARLY AVERAGE

1758.3990 MGA

2015 BAM to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BAM to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on August 25, valuing the pair at 1940.0551. Conversely, the yearly low was recorded on January 25, dropping to 1480.6372.

This high-to-low spread represents a total annual volatility of 459.4179 MGA. From a start-to-finish perspective, comparing the January average rate of 1583.9234 to the December average rate of 1787.6908, the exchange rate registered a net change of 12.86% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1940.0551 was up 9.44% compared to the 2014 peak of 1772.7818, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 9,700,275 MGA

2014 Average 8,376,493 MGA

Yearly Trough Low 7,403,186 MGA

Transaction Impact: A difference of 2,297,089.31 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1916.0815

1553.7272

JanuMarcMayJulySeptNove

BAM to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1693.6278, compared to 1823.1703 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 129.5425 points.

H1 Avg (Jan–Jun) 1693.6278

H2 Avg (Jul–Dec) 1823.1703

Volatility Range Comparison

Volatility

The most volatile month in 2015 was October, with a trading range of 147.9832 MGA (High: 1855.2282 / Low: 1707.2450). On the other end, December was the most stable month, with a tight range of 42.2454 MGA (High: 1801.3241 / Low: 1759.0788).

October Spread (Volatile) ±147.9832

December Spread (Stable) ±42.2454

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 63.4942 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -63.4942

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2015: 1885.8853) against the same month in 2014 (average: 1716.3070), the exchange rate shifted by +169.5783 (+9.88%).

2015 Avg (August) 1885.8853

2014 Avg (August) 1716.3070

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1622.7244	1480.6372	1583.9234
February	1657.2745	1613.7930	1638.8635
March	1696.4405	1601.5282	1643.5023
April	1757.9806	1641.7480	1697.7662
May	1814.8126	1713.5344	1773.5104
June	1853.2249	1717.6184	1824.2010
July	1900.0528	1810.3674	1847.2691
August	1940.0551	1843.5195	1885.8853
September	1899.5623	1779.9147	1822.3911
October	1855.2282	1707.2450	1798.8214
November	1834.0576	1765.4647	1796.9638
December	1801.3241	1759.0788	1787.6908