2020 BAM to MGA Historical Review

YEARLY HIGH

2436.5066 MGA

YEARLY LOW

2040.6578 MGA

YEARLY AVERAGE

2223.6506 MGA

2020 BAM to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 2436.5066. Conversely, the yearly low was recorded on January 28, dropping to 2040.6578.

This high-to-low spread represents a total annual volatility of 395.8489 MGA. From a start-to-finish perspective, comparing the January average rate of 2089.7155 to the December average rate of 2376.1278, the exchange rate registered a net change of 13.71% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2436.5066 was up 14.62% compared to the 2019 peak of 2125.6411, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 12,182,533 MGA

2019 Average 10,397,708 MGA

Yearly Trough Low 10,203,289 MGA

Transaction Impact: A difference of 1,979,244.29 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2407.1128

2035.2932

JanuMarcMayJulySeptNove

BAM to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2113.6086, compared to 2333.6926 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 220.0840 points.

H1 Avg (Jan–Jun) 2113.6086

H2 Avg (Jul–Dec) 2333.6926

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 145.1410 MGA (High: 2436.5066 / Low: 2291.3656). On the other end, September was the most stable month, with a tight range of 43.9998 MGA (High: 2350.5776 / Low: 2306.5778).

December Spread (Volatile) ±145.1410

September Spread (Stable) ±43.9998

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 23.4373 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -23.4373

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 2376.1278) against the same month in 2019 (average: 2047.9759), the exchange rate shifted by +328.1520 (+16.02%).

2020 Avg (December) 2376.1278

2019 Avg (December) 2047.9759

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2119.0268	2040.6578	2089.7155
February	2092.8724	2045.9766	2066.2782
March	2155.4714	2058.6767	2105.0515
April	2120.2682	2070.7032	2095.9162
May	2165.8210	2099.0798	2123.1852
June	2232.6372	2143.7151	2201.5049
July	2304.4226	2201.3355	2248.7330
August	2348.7649	2289.9684	2319.7852
September	2350.5776	2306.5778	2328.2410
October	2388.8374	2333.7044	2356.5663
November	2413.4776	2318.5247	2372.7022
December	2436.5066	2291.3656	2376.1278