2013 BAM to MGA Historical Review

YEARLY HIGH

1590.9762 MGA

YEARLY LOW

1445.8335 MGA

YEARLY AVERAGE

1502.5885 MGA

2013 BAM to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BAM to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 1590.9762. Conversely, the yearly low was recorded on July 7, dropping to 1445.8335.

This high-to-low spread represents a total annual volatility of 145.1427 MGA. From a start-to-finish perspective, comparing the January average rate of 1518.3852 to the December average rate of 1577.5793, the exchange rate registered a net change of 3.90% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 1590.9762 was up 3.98% compared to the 2012 peak of 1530.0098, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 7,954,881 MGA

2012 Average 7,191,303 MGA

Yearly Trough Low 7,229,167 MGA

Transaction Impact: A difference of 725,713.49 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1589.7051

1444.1956

JanuMarcMayJulySeptNove

BAM to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1481.1515, compared to 1524.0254 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 42.8738 points.

H1 Avg (Jan–Jun) 1481.1515

H2 Avg (Jul–Dec) 1524.0254

Volatility Range Comparison

Volatility

The most volatile month in 2013 was September, with a trading range of 66.4545 MGA (High: 1546.3387 / Low: 1479.8841). On the other end, March was the most stable month, with a tight range of 16.6444 MGA (High: 1482.1635 / Low: 1465.5192).

September Spread (Volatile) ±66.4545

March Spread (Stable) ±16.6444

Growth Streaks & Declines

Trends

Between May and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 29.3640 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -29.3640

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 1577.5793) against the same month in 2012 (average: 1513.1562), the exchange rate shifted by +64.4231 (+4.26%).

2013 Avg (December) 1577.5793

2012 Avg (December) 1513.1562

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1532.1174	1503.3753	1518.3852
February	1526.1860	1477.2370	1502.9090
March	1482.1635	1465.5192	1473.5450
April	1487.9023	1450.4895	1465.7285
May	1468.8013	1447.4457	1456.3214
June	1481.6249	1452.4918	1470.0201
July	1489.2923	1445.8335	1471.9278
August	1496.4169	1479.1548	1487.7954
September	1546.3387	1479.8841	1511.2938
October	1565.7045	1527.9541	1551.9764
November	1565.0582	1511.7270	1543.5796
December	1590.9762	1561.0285	1577.5793